Foreign travel advice
Cook Islands, Tokelau and Niue
Money
The New Zealand Dollar (NZD) is used.
The Cook Islands also has its own distinctive notes and coins which are in circulation alongside the NZD and of equal value. They are not legal tender outside the Islands. The only ATMs are on Rarotonga and Aitutaki. Credit and some debit cards are widely accepted on the capital island and some places on Aitutaki. Rely on cash on the other islands.
There are no banks on Tokelau. You are advised to take sufficient cash with you.
In Niue, most businesses accept New Zealand debit cards, MasterCard and Visa. Some businesses offer cashback. There are no ATMs in Niue, but you can withdraw extra cash from Kiwi bank in Alofi. Kiwi bank accepts only NZ debit cards, MasterCard and Visa.